Non- Traditional Financing
We offer a variety of Non - Traditional Financing options for buyers who can't qualify for Traditional Mortgage loans due to Debt to Income ratios. We have Private Money, Hard Money, Stated Income and more.
No Ratio Loans (Purchase)
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 10% Down
Max Seller Contribution: 3% of the Sales Price
No Ratio Investment Cash-Out Refinance
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 25% Down
Max LTV: 75%
12 Month Bank Statement Loans
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 15% Down
Max Seller Contribution: 3% of the Sales Price
3 Month Bank Statement Loan
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 15% Down
Max Seller Contribution: 3% of the Sales Price
Hard Money Loans
Minimum FICO Score: 560+
Fixed Terms Available: 15 Years - 30 Years & Adjustable Rate Options
Minimum Down Payment: 20% Down
Max Seller Contribution: 3% of the Sales Price
Foreign National Loans
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 25% Down
Max Seller Contribution: 3% of the Sales Price
Investor Flip Loans
Minimum FICO Score: 640+
Fixed & ARM Terms Available
Minimum Down Payment: 20% Down
Max Seller Contribution: 3% of the Sales Price