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Here's what you need to start:

  1. Mortgage Application

  2. Credit Scores of 620+

  3. Previous 2 years of Tax Returns

  4. Previous 2 years of W2/1099 forms

  5. Four most recent paystubs

  6. Copy of valid Identification

  7. Copies of two most recent months of Bank Statements, 401k, IRA, etc.

  8. Copy of Social Security Card

  9. DD214 (only applicable for Veterans)

  10. COE (only applicable for Veterans)