Residential Mortgage Loans
VA Financing
Minimum FICO Score: 620+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 0% Down
Max Seller Contribution: 4% of the Sales Price
Lower Credit Scores can be approved but will require more documentation and Underwriting Approval.
FHA Financing
Minimum FICO Score: 620+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 3.5% Down
Max Seller Contribution: 6% of the Sales Price
Lower Credit Scores can be approved but will require more documentation and Underwriting Approval.
Conventional Financing
Minimum FICO Score: 640+
Fixed Terms Available: 10 Years - 30 Years
Minimum Down Payment: 3% Down
Max Seller Contribution: 3% of the Sales Price
Lower Credit Scores can be approved but will require more documentation and Underwriting Approval.
USDA Financing
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 0% Down
Max Seller Contribution: 6% of the Sales Price
This program allows for a buyer to come in with 0% down. Subject property must meet USDA Requirements.
FHA Down Payment Assistance
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 3.5% Down
Max Seller Contribution: 6% of the Sales Price
Jumbo Home Loan
Minimum FICO Score: 640+
Fixed Terms Available: 15 Years - 30 Years
Minimum Down Payment: 5% Down
Max Seller Contribution: 3% of the Sales Price
Our Jumbo Home Loan allows you to finance a higher loan amount that exceeds the county limitations.